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Medicare Agent in Austin, TX
Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word "open enrollment" sends shivers down the spine. It seems like there's always a nagging feeling that you're wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.
Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).
At Senior Medicare Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.
We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you're in need of senior Medicare Supplement Plan insurance in Austin, TX or simply have questions about signing up for Medicare, our team is here to help.
- Helping Seniors Make Better-Informed Medicare Decisions
- What is Medicare?
- The amount of money you pay for your health care depends on several factors, including
- Senior Medicare Supplement Plan Insurance in Austin, TX
- Important Information About Senior Supplement Plan Insurance
- Medicare Agent in Austin, TX
- How Medicare Advantage Plans Work
- Medicare Advantage Plan Insurance Rules
- Paying for Your Medicare Agent
- The Senior Medicare Insurance Services Commitment
What is Medicare?
If you're approaching the golden years of your life, it's important you understand what Medicare is if you don't already.
Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.
There are four parts of Medicare:
This type of Medicare is free for most U.S. citizens. Medicare Part A helps older adults pay for care in a nursing facility, hospital visits, and some forms of in-home senior care.
This tier costs around $100 per month. It covers different outpatient services like lab tests, preventative care, doctor's visits, mental health care, clinical trials, and some forms of surgery.
This type of Medicare is most often called Medicare Advantage. This tier of Medicare allows seniors to choose health plans provided by insurance companies like Senior Medicare Insurance Services. Individuals who use Medicare Advantage commonly use Medicare supplement plan insurance to help pay for health care costs that Original Medicare won't cover, like coinsurance, deductibles, and copayments.
Sometimes called "PDPs," these plans add drug coverage to standard Medicare, some Medicare Private Fee-for-Service Plans (PFFS), some Medicare Cost Plans, and Medicare Medical Savings Account Plans (MSA).
The amount of money you pay for your health care depends on several factors, including:
- What kind of care you need, and how often it is needed.
- The type of Medicare coverage you choose.
- Whether there are alternative insurance policies that will help fill gaps in your coverage
- Whether a doctor agrees to charge you the same amount that Medicare will cover for a medical service
At Senior Medicare Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.
Senior Medicare Supplement Plan Insurance in Austin, TX
Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in "gaps" that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.
Private companies like Senior Medicare Insurance Services sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.
Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.
Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:
Deductibles
Copayments
Coinsurance
Important Information About Senior Supplement Plan Insurance
To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:
As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:
- To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
- Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Medicare Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
- If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you may be able to purchase a Medigap policy.
- If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.
- Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
- You may only buy a Senior Medicare Supplement Plan from an insurance agent that is licensed to sell them in your state. Senior Medicare Insurance Services has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
- In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.
For many people, the best time to buy senior Medicare Supplement Plan Insurance in Austin, TX is during the 7 months Medigap Open Enrollment Period. This period starts the day you turn 65 years old, so long as you hold Medical Insurance (Medicare Part B). Generally, during the enrollment period, you get more policy choices and better pricing. Once the enrollment period is over, you may not be able to purchase a Medigap policy. Contact Senior Medicare Insurance Services today to determine if you qualify for a Medicare Supplement Insurance Plan.
Medicare Agent in Austin, TX
A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:
- Preferred Provider Organizations
- Special Needs Plans
- Private Fee-for-Service
- Medicare Medical Savings Account Plans
- Health Maintenance Organizations
In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Medicare Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.
How Medicare Advantage Plans Work
Sometimes called "MA Plans" or "Part C," Medicare Advantage Plans are considered an "all in one" solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Medicare Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).
Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.
When you contact Senior Medicare Insurance Services to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.
Medicare Advantage Plan Insurance Rules
Medicare works by paying a set amount of money to the companies that offer Medicare Agent in Austin, TX. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.
Different plans have different rules for how you receive services, such as:
If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.-
Whether you must get a referral to see a specialized doctor
Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.
Paying for Your Medicare Agent
How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan's service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan's network of coverage, you may have to pay out-of-pocket.
We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.
The Senior Medicare Insurance Services Commitment
Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:
Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.-
Listening to your specific needs. -
Responding to all inquiries and questions promptly and with a friendly attitude. -
Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.
Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.
We do not offer every plan available in your area. Currently we represent 8 organizations which offer 57 products in your area. Please contact Medicare.gov, 1-800-MEDICARE to get information on all of your options.
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Latest News in Austin, TX
Austin ISD chosen as 1 of 4 Texas school districts for comptroller review
Elizabeth Evanshttps://www.fox7austin.com/news/austin-isd-comptroller-performance-review
AUSTIN, Texas - Austin ISD has been picked as one of four Texas school districts to undergo a "detailed review" by the state comptroller's office.Comptroller Don Huffines says the reviews are an "important step to ensure transparency, accountability, and the responsible use of public funds."Big picture view:Huffines announced the selection on Monday, saying that Austin ISD, Barbers Hill ISD, El Paso ISD, and Prosper ISD will be part of the Huffines Performance Review.The review...
AUSTIN, Texas - Austin ISD has been picked as one of four Texas school districts to undergo a "detailed review" by the state comptroller's office.
Comptroller Don Huffines says the reviews are an "important step to ensure transparency, accountability, and the responsible use of public funds."
Big picture view:
Huffines announced the selection on Monday, saying that Austin ISD, Barbers Hill ISD, El Paso ISD, and Prosper ISD will be part of the Huffines Performance Review.
The review will "examine whether district spending complies with state law and is directed toward students, classrooms, and teachers — rather than toward administrative expansion or non‑instructional bureaucracy," said a release from the Comptroller's office.
By the numbers:
Austin ISD is by far the largest of the four districts, with just over 69,000 students enrolled last school year. AISD is the eighth largest in the state of Texas, comprising about 114 schools, according to the district website.
Barbers Hill ISD is the smallest of the four, only serving about 8,088 students last school year, according to Huffines. BHISD only has nine campuses.
El Paso ISD had 46,244 students enrolled last year across 71 campuses, while Prosper ISD had 33,583 across 32 campuses.
What we don't know:
Huffines did not share any details about how or why the districts were selected, or what, if any, criteria his office followed in selecting them.
What's next:
The final report will be completed by Dec. 31, providing the 90th Legislature sufficient time to consider any recommendations for reform, says Huffines.
The other side:
State Sen. Sarah Eckhardt, Huffines' Democratic opponent in the 2026 general election and who represents Austin ISD, says this review is "nothing more than the Acting Comptroller bolstering TEA's favored model of cuts, consolidations, layoffs and takeovers."
"Our schools should be #1 instead of 46th, but that won’t happen when our schools are buried under constant and multiple layers of bureaucracy and political retribution rather than honest or helpful review. There is nothing honest or helpful about the Acting Comptroller," Eckhardt said. "Just as he buried the truth at Epstein's ranch in New Mexico, he is burying it now in the Comptroller's office."
"We won’t get an honest or helpful review of these school districts or a fair evaluation of how our schools are performing against private school vouchers before the coming legislative session," she added. "This is nothing more than the Acting Comptroller bolstering TEA's favored model of cuts, consolidations, layoffs, and takeovers."
Abbott orders review of school districts
The backstory:
Abbott asked the comptroller to look at the spending of up to four independent school districts to determine if they are spending their taxpayer funding appropriately.
Abbott did not provide an example of funds being misused in his request letter.
Abbott tasked the comptroller with selecting districts of varying size and geographic locations, providing a list to the governor's office of the districts chosen and a timeline for the investigation by Dec. 31.
The Source: Information in this report comes from an Oct. 5 release by the Texas Comptroller's office, an Oct. 5 statement from State Sen. Sarah Eckhardt, and previous reporting from FOX Local.
Texas comptroller selects Austin ISD for new state review of school district spending
Dante Motleyhttps://www.yahoo.com/news/politics/articles/texas-comptroller-selects-austin-isd-003156224.html
The Austin Independent School District is one of four Texas school districts selected by the comptroller for a new state review of how public school systems spend taxpayer money.Trustees had to slash an $181 million deficit at the end of the last school year, cutting more than 500 staff positions, student transportation options and campus programming.Texas Comptroller Don Huffines announced Monday that his office will examine Austin, Barbers Hill, El Paso and Prosper ISDs as part of a review that Gov. Greg Abbott requested in A...
The Austin Independent School District is one of four Texas school districts selected by the comptroller for a new state review of how public school systems spend taxpayer money.
Trustees had to slash an $181 million deficit at the end of the last school year, cutting more than 500 staff positions, student transportation options and campus programming.
Texas Comptroller Don Huffines announced Monday that his office will examine Austin, Barbers Hill, El Paso and Prosper ISDs as part of a review that Gov. Greg Abbott requested in August. The review will look at whether district spending complies with state law and how much money goes toward students, classrooms and teachers compared with administrative and other noninstructional expenses, the comptroller's
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office said.
Austin ISD delayed hard choices for years. Now it faces a $181M deficit.
"This review is an important step to ensure transparency, accountability, and the responsible use of public funds," Huffines said Monday. "Our office is committed to providing a clear assessment that helps Texans understand how their education dollars are being used."
Austin ISD did not immediately respond to a request for comment.
The review comes after Austin ISD closed 11 schools this fall
and undertook a widespread budget-cutting effort. Trustees approved this school year's budget in June after district leaders identified $205 million in cuts.
The district's financial woes are caused in part by long-term enrollment losses. Austin ISD
now serves fewer students than at any point in recent history, losing around
2,300 students before the 2026-27 school year. As of Sept. 18, Austin ISD had almost 65,951 students enrolled, compared with the 68,329 students it had projected, officials have said.
Abbott ordered the state review of school district spending on
Aug. 19 as lawmakers prepare to return to Austin in January. He argued that an increase in state spending on public education should come with greater scrutiny of how districts use taxpayer funding. The state budget includes $104.9 billion for K-12 education, according to Abbott's office.
The governor asked Huffines to select "up to four ISDs of varying size and geographic location for review." It was not clear how or why Austin ISD was chosen for the audit.
Huffines' office said it plans to finish its report by Dec. 31, ahead of the Legislature's next regular session in January.
This article originally published at .
Austin Simmons Headlines Missouri's Biggest Offensive Threats to Texas A&M
Aiden Kauffmanhttps://roundtable.io/sports/ncaa/texas-am/news/austin-simmons-headlines-missouris-biggest-offensive-threats-to-texas-a-m
Austin Simmons leads a Missouri offense that has emerged as one of the SEC's biggest early surprises, but Texas A&M will have to account for three other playmakers as well.More VideosMissouri spent the first month of the season quietly putting up numbers without much national attention. That ended Saturday, when the Tigers dismantled No. 8 Florida 45-17 and snapped a nine-game losing streak against ranked opponents.Texas A&M gets them next. Here are the four players to watch on the Tigers...
Austin Simmons leads a Missouri offense that has emerged as one of the SEC's biggest early surprises, but Texas A&M will have to account for three other playmakers as well.
More Videos
Missouri spent the first month of the season quietly putting up numbers without much national attention. That ended Saturday, when the Tigers dismantled No. 8 Florida 45-17 and snapped a nine-game losing streak against ranked opponents.
Texas A&M gets them next. Here are the four players to watch on the Tigers' offense.
READ MORE: No. 14 Missouri’s Florida Rout Sets Up Texas A&M SEC Showdown Saturday
Austin Simmons, QB
Simmons has thrown for 1,287 yards and 13 touchdowns through five games without a single interception. That last part is the number A&M should focus on. He has not turned the ball over through the air once this season, and he is doing it while pushing the ball downfield rather than checking down.
Against Florida he was spectacular, going 23-of-30 for 340 yards and two touchdowns, with 238 of those yards coming in the first half alone on 16-of-21 passing. It was his first 300-yard game of the season and earned him SEC co-Offensive Player of the Week.
The number that should concern A&M most is zero. Simmons has not thrown an interception this season, which is remarkable for a quarterback averaging close to 10 yards per attempt. He does not force throws, reads coverages quickly and has been trusted to push the ball downfield without consequence.
He is also the most talented quarterback Eli Drinkwitz has had in Columbia. The Ole Miss transfer beat out Matt Zollers for the job in the spring, and he represents a significant upgrade over both quarterbacks the Aggies have faced from Missouri recently. Brady Cook in 2024 and Zollers in 2025 were serviceable. Simmons is a different level of problem.
Jamal Roberts, RB
Last season, Roberts shared a backfield with Ahmad Hardy in one of the best running back rooms in the country, piling up 753 yards on 124 carries as the complementary back. The two were expected to split carries again this year.
That plan changed in May, when Hardy was injured in a shooting. He has not been able to return to the field, and Roberts has carried the position by himself ever since.
He has handled the full workload without any drop-off, rushing for 606 yards on 113 carries this season with six touchdowns while averaging better than five yards per attempt. He has cleared 100 yards in three of five games.
The Florida performance was the showcase. Roberts finished with 211 yards and three touchdowns on 24 carries, and he did it in bursts. He had only 45 yards on his first 18 attempts before breaking a 77-yard run late in the third quarter, then adding an 80-yard touchdown in the fourth.
He is also running behind a line anchored by preseason All-American left tackle Cayden Green, which is a significant part of why those lanes keep appearing.
Donovan Olugbode, WR
Olugbode worked his way to WR2 as a true freshman last season, catching 30 passes for 401 yards and two touchdowns across all 13 games. Aggies fans may remember him specifically because his 74 yards on three catches against Texas A&M led the Tigers in receiving that day.
He has taken a significant leap as a sophomore. Olugbode has 27 receptions for 416 yards and a team-leading six touchdowns, and he has found the end zone in all five games this season. Against Florida, he caught six passes for 94 yards, including a 47-yard catch-and-run for a score.
He is big and physical, wins most contested balls and has become the preferred target when Missouri wants a chunk play.
READ MORE: Mike Elko Gives Update On Texas A&M Freshman Linebacker Injury
Cayden Lee, WR
Lee followed Simmons from Ole Miss, and the familiarity has shown immediately. He leads Missouri with 35 catches for 522 yards and four touchdowns, ranking ninth nationally in receiving yards while averaging 14.9 yards per catch.
His production has been constant. Lee has gone for 89 yards against Arkansas-Pine Bluff, 120 at Kansas, 156 yards and two scores at Mississippi State, and 110 against Florida. PFF charts him with a receiving grade of 88.6, sixth nationally among wide receivers and first in the SEC, and he has not dropped a pass all season.
Where Olugbode wins with size, Lee wins with quickness. He separates easily, creates space after the catch and has been one of the better transfer additions in the conference.
Through four games, the pair had combined for 725 yards and nine touchdowns, the most receiving scores of any duo in the country. A&M cannot roll coverage toward one without leaving the other in a favorable matchup, and Simmons has shown he will find whoever is open.
About the People’s Gallery
austintexas.govhttps://www.austintexas.gov/arts-culture/peoples-gallery
The People’s Gallery is a biennial exhibition showcasing the work of local and regional artists throughout Austin City Hall. Presented by Austin Arts, Culture, Music and Entertainment (ACME) Art in Public Places, the exhibition celebrates the creativity and diversity of Austin’s visual arts community while encouraging public dialogue, understanding and enjoyment of visual art.Established at Austin City Hall in 2005, the People&r...
The People’s Gallery is a biennial exhibition showcasing the work of local and regional artists throughout Austin City Hall. Presented by Austin Arts, Culture, Music and Entertainment (ACME) Art in Public Places, the exhibition celebrates the creativity and diversity of Austin’s visual arts community while encouraging public dialogue, understanding and enjoyment of visual art.
Established at Austin City Hall in 2005, the People’s Gallery transforms the building’s public spaces into an exhibition featuring painting, sculpture, photography, drawing, mixed media and other forms of visual art. Since its founding, the exhibition has featured work by approximately 2,000 artists, providing artists from across the Austin area an opportunity to share their work with the public.
Every two years, artists are invited to submit work through a free, open call, with artwork selected by a rotating panel of visual arts professionals.
The 19th People’s Gallery exhibition features over 100 artists from across the Greater Austin area.
The 2026–2028 exhibition was selected by a panel of local arts professionals: Georgina Treviño, Nina Q. Ho and Moyosore Okediji.
This year’s exhibition also includes special selections of artwork from Imagine Art and Artly World, highlighting the creativity of artists from across Austin’s communities.
The exhibition will remain on view through May 26, 2028.
Opening Reception
Celebrate the opening of the 19th People’s Gallery exhibition at Austin City Hall on Friday, Oct. 2, from 6–9 p.m.
Meet participating artists, explore artwork throughout City Hall and connect with Austin’s visual arts community. The free reception will feature keynote remarks beginning at 6:30 p.m., live poetry, live music and light refreshments.
Austin City Hall | 301 W. Second St.Free and open to the public
The opening reception also marks the start of voting for the 2026 People’s Choice, giving visitors the first opportunity to vote for their favorite artwork in the exhibition.
Artwork in the first-floor atrium of Austin City Hall is available to view during regular business hours, Monday–Friday, 8 a.m.–6 p.m.
Viewing the exhibition in its entirety is available through guided tours. To arrange a tour, email .
Austin City Hall301 W. Second St.Austin, TX
The public is invited to vote for a favorite artwork in the exhibition for the People’s Choice. The artwork receiving the most votes will be considered for purchase and addition to the City of Austin’s permanent art collection.
Voting for the 2026 People’s Choice is open Oct. 2, 2026–Oct. 1, 2027. The recipient will be announced after voting closes.
The 2026–2028 exhibition includes special selections of artwork from two Austin organizations working to expand access to creative opportunities.
Imagine Art is a local nonprofit that uses art and place to empower artists with disabilities and support creative approaches to community, peer support, long-term care and affordable housing.
Artly World is represented through artwork created by participants in its Senior Smiles program, which supports the social and emotional well-being of Austin seniors through arts and community activities.
Many artworks in the People’s Gallery are available for purchase. Pricing and artist contact information are included in the gallery guide available in the first-floor lobby of Austin City Hall.
Sales are arranged directly with participating artists or their representing galleries.
To receive information about future People’s Gallery opportunities and calls for artists, email , sign up for the ACME newsletter or visit Art in Public Places.
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