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Medicare Agent in Chandler, AZ
Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word "open enrollment" sends shivers down the spine. It seems like there's always a nagging feeling that you're wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.
Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).
At Senior Medicare Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.
We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you're in need of senior Medicare Supplement Plan insurance in Chandler, AZ or simply have questions about signing up for Medicare, our team is here to help.
- Helping Seniors Make Better-Informed Medicare Decisions
- What is Medicare?
- The amount of money you pay for your health care depends on several factors, including
- Senior Medicare Supplement Plan Insurance in Chandler, AZ
- Important Information About Senior Supplement Plan Insurance
- Medicare Agent in Chandler, AZ
- How Medicare Advantage Plans Work
- Medicare Advantage Plan Insurance Rules
- Paying for Your Medicare Agent
- The Senior Medicare Insurance Services Commitment
What is Medicare?
If you're approaching the golden years of your life, it's important you understand what Medicare is if you don't already.
Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.
There are four parts of Medicare:
This type of Medicare is free for most U.S. citizens. Medicare Part A helps older adults pay for care in a nursing facility, hospital visits, and some forms of in-home senior care.
This tier costs around $100 per month. It covers different outpatient services like lab tests, preventative care, doctor's visits, mental health care, clinical trials, and some forms of surgery.
This type of Medicare is most often called Medicare Advantage. This tier of Medicare allows seniors to choose health plans provided by insurance companies like Senior Medicare Insurance Services. Individuals who use Medicare Advantage commonly use Medicare supplement plan insurance to help pay for health care costs that Original Medicare won't cover, like coinsurance, deductibles, and copayments.
Sometimes called "PDPs," these plans add drug coverage to standard Medicare, some Medicare Private Fee-for-Service Plans (PFFS), some Medicare Cost Plans, and Medicare Medical Savings Account Plans (MSA).
The amount of money you pay for your health care depends on several factors, including:
- What kind of care you need, and how often it is needed.
- The type of Medicare coverage you choose.
- Whether there are alternative insurance policies that will help fill gaps in your coverage
- Whether a doctor agrees to charge you the same amount that Medicare will cover for a medical service
At Senior Medicare Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.
Senior Medicare Supplement Plan Insurance in Chandler, AZ
Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in "gaps" that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.
Private companies like Senior Medicare Insurance Services sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.
Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.
Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:
Deductibles
Copayments
Coinsurance
Important Information About Senior Supplement Plan Insurance
To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:
As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:
- To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
- Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Medicare Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
- If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you may be able to purchase a Medigap policy.
- If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.
- Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
- You may only buy a Senior Medicare Supplement Plan from an insurance agent that is licensed to sell them in your state. Senior Medicare Insurance Services has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
- In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.
For many people, the best time to buy senior Medicare Supplement Plan Insurance in Chandler, AZ is during the 7 months Medigap Open Enrollment Period. This period starts the day you turn 65 years old, so long as you hold Medical Insurance (Medicare Part B). Generally, during the enrollment period, you get more policy choices and better pricing. Once the enrollment period is over, you may not be able to purchase a Medigap policy. Contact Senior Medicare Insurance Services today to determine if you qualify for a Medicare Supplement Insurance Plan.
Medicare Agent in Chandler, AZ
A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:
- Preferred Provider Organizations
- Special Needs Plans
- Private Fee-for-Service
- Medicare Medical Savings Account Plans
- Health Maintenance Organizations
In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Medicare Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.
How Medicare Advantage Plans Work
Sometimes called "MA Plans" or "Part C," Medicare Advantage Plans are considered an "all in one" solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Medicare Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).
Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.
When you contact Senior Medicare Insurance Services to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.
Medicare Advantage Plan Insurance Rules
Medicare works by paying a set amount of money to the companies that offer Medicare Agent in Chandler, AZ. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.
Different plans have different rules for how you receive services, such as:
If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.-
Whether you must get a referral to see a specialized doctor
Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.
Paying for Your Medicare Agent
How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan's service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan's network of coverage, you may have to pay out-of-pocket.
We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.
The Senior Medicare Insurance Services Commitment
Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:
Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.-
Listening to your specific needs. -
Responding to all inquiries and questions promptly and with a friendly attitude. -
Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.
Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.
We do not offer every plan available in your area. Currently we represent 8 organizations which offer 57 products in your area. Please contact Medicare.gov, 1-800-MEDICARE to get information on all of your options.
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Latest News in Chandler, AZ
City of Chandler approved ground lease with Vesper Aviation to expand hangar capacity at Chandler Municipal Airport
City of Chandlerhttps://www.chandleraz.gov/news-center/city-chandler-approved-ground-lease-vesper-aviation-expand-hangar-capacity-chandler
Family-backed Vesper Aviation plans new hangar campus to address longstanding aircraft-storage demandCHANDLER, Ariz. - The Chandler City Council has unanimously approved a ground lease with a new subsidiary of Vesper Aviation, CHD Curtis East LLC, to build 29 new executive hangars for sale or lease at Chandler Municipal Airport (CHD). Vesper Hangars, the new development, will span 113,000 square feet located on the airport's northern boundary, addressing growing regional demand for hangar space.“Chandler has alwa...
Family-backed Vesper Aviation plans new hangar campus to address longstanding aircraft-storage demand
CHANDLER, Ariz. - The Chandler City Council has unanimously approved a ground lease with a new subsidiary of Vesper Aviation, CHD Curtis East LLC, to build 29 new executive hangars for sale or lease at Chandler Municipal Airport (CHD). Vesper Hangars, the new development, will span 113,000 square feet located on the airport's northern boundary, addressing growing regional demand for hangar space.
“Chandler has always been a city that invested in its future, and this development is a prime example of that commitment,” said Chandler Mayor Kevin Hartke. “This lease puts a dormant city asset to work, brings a proven aviation partner to Chandler, and delivers real value to taxpayers, all without putting a dime of public money at risk. This also is smart growth that benefits pilots, businesses and the East Valley for decades to come.”
Vesper Aviation develops, owns and operates FBOs and hangar facilities in Texas, California, Washington and Arizona, and continues to expand into other U.S. markets. The company is backed by aviation families, including professional pilots, an aviation mechanic and owners of multiple aircraft, who collectively bring experience developing, owning and operating more than 4 million square feet of facilities. That combination of firsthand aviation knowledge and operational experience informs Vesper’s long-term, hands-on approach to all its projects.
“Vesper was built by people with a deep passion for and long history in general aviation,” said General Partner and Investor Daniel G. Hernandez. “All of our owners are hands-on, always have a long-term outlook, and are deeply committed to delivering exceptional products and services everywhere we operate. In Chandler, that means listening carefully to pilots, building quality facilities, and being a responsible partner to the airport and the surrounding community.”
Under the terms of the 30-year ground lease, with a single 10-year extension option, CHD Curtis East will develop 4.798 acres of currently undeveloped land adjacent to an airport taxi lane. Within 24 months of lease execution, the company will deliver a minimum of 10 standard, 4 large, and 2 extra-large executive hangars. Over the project’s lifetime, Vesper Hangars will develop and sell or lease a total of 29 units.
The city will also receive 1% of the sale price each time a hangar changes hands or a long-term prepaid rental is executed, which provides ongoing revenue benefit to the community.
“Chandler Municipal Airport has been a cornerstone of this city for nearly a century, and this development is a significant investment in its future,” said Airport Manager Ryan Reeves. “The demand for aircraft storage in the East Valley has outpaced supply for decades. This partnership with Vesper Aviation will give pilots and aviation businesses the world-class facilities they need, right here in Chandler.”
For information about the new hangars and join the waitlist, visit Vesper Hangars and call or text 602-912-3531. For more general information about CHD, visit Chandler Municipal Airport.
About Vesper AviationVesper Aviation is a rapidly growing developer, owner and operator of FBOs and hangars, with a presence in Texas, California, Washington and Arizona and continued expansion across the United States. The aviation families behind Vesper share a direct, personal connection to the industry: the group includes pilots, an aviation mechanic and owners/operators of multiple aircraft. Collectively, they bring experience developing, owning and operating more than 4 million square feet of facilities. That combination of firsthand aviation knowledge and operational experience shapes Vesper’s long-term, hands-on approach to every location. For more information, visit Vesper Hangars for the latest on this project at Chandler Municipal Airport.
About the City of Chandler, Ariz.Chandler, Arizona has built a reputation as a Community of Innovation. Known for its rich diversity, the city offers an outstanding quality of life for all generations with great schools and recreational opportunities. Chandler has grown to become the state's fifth-largest city with a population of more than 293,000. Chandler Municipal Airport (CHD) has served the Chandler community since 1928. One of the busiest general aviation airports in Arizona, CHD supports corporate flight operations, flight training, aviation-related business and community events. For more information, visit Chandler Municipal Airport.
Media contacts:Andrew CheneyPrincipal, at Lee & Associates Arizona602-954-3769
Nick WhitehouseAssociate, Lee & Associates Arizona480-268-1148
Stephanie RomeroPublic Information Officer, City of Chandler480-782-2231
Upcoming deadlines for Chandler General Election
City of Chandlerhttps://www.chandleraz.gov/news-center/upcoming-deadlines-chandler-general-election
Para información en español, seleccione el enlace de traducción en la barra negra de navegación en la parte superior de la página.CHANDLER, Ariz. – Registered Chandler voters are encouraged to vote in the upcoming General Election and return the ballot by mail in the paid affidavit envelope provided.All voted ballots must be received no later than 7 p.m. on Election Day, Tuesday, Nov. 3. To return your voted ballot by mail, Maricopa County recommends mailing your signed ...
Para información en español, seleccione el enlace de traducción en la barra negra de navegación en la parte superior de la página.
CHANDLER, Ariz. – Registered Chandler voters are encouraged to vote in the upcoming General Election and return the ballot by mail in the paid affidavit envelope provided.
All voted ballots must be received no later than 7 p.m. on Election Day, Tuesday, Nov. 3. To return your voted ballot by mail, Maricopa County recommends mailing your signed and sealed envelope and ballot before Tuesday, Oct. 27 in time for the ballot to be received by Election Day. Ballots received after the Nov. 3 date will not be counted. Postmarks do not count.
As an alternative to returning a ballot by U.S. mail, voted ballots may also be dropped off, at the following Chandler locations during the listed dates and hours below. These locations also will be open to obtain a replacement ballot or to vote in-person.
Chandler City Hall, located at 175 S. Arizona Ave., first floor, will serve as an early ballot drop-off location (no in-person voting or ballot replacement), starting Oct. 7, from 8 a.m. to 5 p.m. Monday-Friday. On Election Day, Chandler City Hall will be open from 6 a.m. to 7 p.m. for ballot drop-off only.
In addition to the sites noted above, the following Chandler vote center locations will be open from 6 a.m. to 7 p.m. on Election Day for in-person voting and ballot drop-off:
Replacement ballots may be obtained at these locations listed above for voters who have ballots that are spoiled, destroyed or if the voter did not receive a ballot. There are multiple locations throughout the Valley where Chandler voters can request a replacement ballot or drop-off their voted ballots. To view the complete list, visit Maricopa County where to vote.
As a reminder, registered voters have until 5 p.m. Friday, Oct. 23, to request a replacement ballot by mail. To request a replacement ballot by mail, call Maricopa County Elections at 602-506-1511.
The items on the Chandler ballot include:
The General Election information pamphlet was mailed in late September and may be viewed online at Chandler general election. Voters also may track their ballot status at Be Ballot Ready or sign up for the ballot status alerts by texting “JOIN” to 628-683.
For information about voting assistance for voters with disabilities, call 602-506-1511, or for Telecommunication Device for the Deaf (TTD), call 602-506-2348. For additional questions about the General Election, call the City Clerk’s Office at 480-782-2181.
Media contact:Stephanie RomeroPublic Information Officer, City of Chandler480-782-2231
Flag football Recap: Tough Loss for Arizona College Prep
maxpreps.comhttps://www.maxpreps.com/az/chandler/arizona-college-prep-knights/flag-football/girls/fall/
Arizona College Prep Flag FootballLast GameHome GameRegionArizona College Prep14Mountain Pointe32Oct 5, 2026 @ 7:00pmBox ScoreTuesday, Oct 6, 2026Flag football Recap: Mountain Pointe Pulls Away from Arizona College PrepTeam Reports•Oct 6, 2026Flag football Recap: Mountain Pointe Pulls Away from Arizona College PrepFlag football Recap: Arizona College Prep Knights vs. Mountain Pointe PrideMonday, Oct 5, 2026On Monday, Oct 5, 2026, the Arizona College Pr...
Arizona College Prep Flag Football
Last Game
Home Game
Region
Arizona College Prep14Mountain Pointe32
Oct 5, 2026 @ 7:00pm
Box Score
Tuesday, Oct 6, 2026
Flag football Recap: Mountain Pointe Pulls Away from Arizona College Prep
Team Reports•Oct 6, 2026
Flag football Recap: Mountain Pointe Pulls Away from Arizona College PrepFlag football Recap: Arizona College Prep Knights vs. Mountain Pointe Pride
Monday, Oct 5, 2026
On Monday, Oct 5, 2026, the Arizona College Prep Varsity Girls Flag Football team lost their Arizona College Prep game against Mountain Pointe High School by a score of 14-32.
Arizona College Prep14
Mountain Pointe32
Final
Tuesday, Sep 29, 2026
Flag football Recap: Arizona College Prep Edges Cactus Shadows at the Wire
Team Reports•Sep 29, 2026
Flag football Recap: Arizona College Prep Edges Cactus Shadows at the WireFlag football Recap: Arizona College Prep Knights vs. Cactus Shadows Falcons
Thursday, Sep 24, 2026
On Thursday, Sep 24, 2026, the Arizona College Prep Varsity Girls Flag Football team won their Cactus Shadows High School game against Cactus Shadows High School by a score of 14-13.
Arizona College Prep14
Cactus Shadows13
Final
Wednesday, Sep 23, 2026
Flag football Recap: Tough Loss for Arizona College Prep
Team Reports•Sep 23, 2026
Flag football Recap: Tough Loss for Arizona College PrepFlag football Recap: Arizona College Prep Knights vs. Casa Grande Cougars
Tuesday, Sep 22, 2026
On Tuesday, Sep 22, 2026, the Arizona College Prep Varsity Girls Flag Football team lost their Arizona College Prep game against Casa Grande High School by a score of 0-36.
Arizona College Prep0
Casa Grande36
Final
Friday, Sep 18, 2026
Congratulations to Regan Nickle for being selected the Arizona College Prep player of the game
Friday, Sep 18, 2026
Flag football Recap: Arizona College Prep Now 1-2 Since Winning 4 Straight
Team Reports•Sep 18, 2026
Flag football Recap: Arizona College Prep Now 1-2 Since Winning 4 StraightFlag football Recap: Arizona College Prep Knights vs. Perry Pumas
Thursday, Sep 17, 2026
Stats have been entered for the Arizona College Prep vs. Perry on Thursday, Sep. 17, 2026.
240
Passing Yards
230
Receiving Yards
55
Rushing Yards
Thursday, Sep 17, 2026
On Thursday, Sep 17, 2026, the Arizona College Prep Varsity Girls Flag Football team lost their Arizona College Prep game against Perry High School by a score of 20-29.
Arizona College Prep20
Perry29
Final
Wednesday, Sep 16, 2026
Congratulations to Mia Doyle for being selected the Arizona College Prep player of the game
Wednesday, Sep 16, 2026
Flag football Recap: Arizona College Prep Skates Past Peoria with Ease
Team Reports•Sep 16, 2026
Flag football Recap: Arizona College Prep Skates Past Peoria with EaseFlag football Recap: Arizona College Prep Knights vs. Peoria Panthers
Tuesday, Sep 15, 2026
Stats have been entered for the Arizona College Prep vs. Peoria on Tuesday, Sep. 15, 2026.
292
Passing Yards
328
Receiving Yards
43
Rushing Yards
Tuesday, Sep 15, 2026
On Tuesday, Sep 15, 2026, the Arizona College Prep Varsity Girls Flag Football team won their Arizona College Prep game against Peoria High School by a score of 63-0.
Arizona College Prep63
Peoria0
Final
Wednesday, Jul 1, 2026
Welcome to the Arizona College Prep Girls Flag Football team feed. The most recent updates will appear at the top of the wall dating back to prior seasons. Use the top navigation to find past season schedules, scores, rosters and more.
Looking for 25-26 info?
Wednesday, Nov 19, 2025
On Wednesday, Nov 19, 2025, the Arizona College Prep Varsity Girls Flag Football team lost their game against Campo Verde High School by a score of 0-62.
Tournament Game
2025 AIA Flag Football Championships (Arizona) 5A
Arizona College Prep0
Campo Verde62
Final
Sunday, Nov 16, 2025
Flag Football Recap: Arizona College Prep Picks Up Fourth Consecutive Victory
Team Reports•Nov 16, 2025
Flag Football Recap: Arizona College Prep Picks Up Fourth Consecutive VictoryFlag Football Recap: Arizona College Prep Knights vs. Verrado Vipers
Saturday, Nov 15, 2025
Flag Football Game Preview: Arizona College Prep Knights vs. Campo Verde Coyotes + How To Watch
Team Reports•Nov 15, 2025
Flag Football Game Preview: Arizona College Prep Knights vs. Campo Verde Coyotes + How To WatchFlag Football Preview: Arizona College Prep Knights vs. Campo Verde Coyotes
Saturday, Nov 15, 2025
On Saturday, Nov 15, 2025, the Arizona College Prep Varsity Girls Flag Football team won their game against Verrado High School by a score of 13-3.
Tournament Game
2025 AIA Flag Football Championships (Arizona) 5A
Arizona College Prep13
Verrado3
Final
Friday, Nov 14, 2025
Congratulations to Victoria Chen for being selected the Arizona College Prep player of the game
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