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Medicare Agent in Conway, SC
Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word "open enrollment" sends shivers down the spine. It seems like there's always a nagging feeling that you're wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.
Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).
At Senior Medicare Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.
We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you're in need of senior Medicare Supplement Plan insurance in Conway, SC or simply have questions about signing up for Medicare, our team is here to help.
- Helping Seniors Make Better-Informed Medicare Decisions
- What is Medicare?
- The amount of money you pay for your health care depends on several factors, including
- Senior Medicare Supplement Plan Insurance in Conway, SC
- Important Information About Senior Supplement Plan Insurance
- Medicare Agent in Conway, SC
- How Medicare Advantage Plans Work
- Medicare Advantage Plan Insurance Rules
- Paying for Your Medicare Agent
- The Senior Medicare Insurance Services Commitment
What is Medicare?
If you're approaching the golden years of your life, it's important you understand what Medicare is if you don't already.
Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.
There are four parts of Medicare:

The amount of money you pay for your health care depends on several factors, including:
- What kind of care you need, and how often it is needed.
- The type of Medicare coverage you choose.
- Whether there are alternative insurance policies that will help fill gaps in your coverage
- Whether a doctor agrees to charge you the same amount that Medicare will cover for a medical service
At Senior Medicare Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.
Senior Medicare Supplement Plan Insurance in Conway, SC
Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in "gaps" that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.
Private companies like Senior Medicare Insurance Services sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.
Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.
Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:
Deductibles
Copayments
Coinsurance
Important Information About Senior Supplement Plan Insurance
To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:
As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:
- To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
- Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Medicare Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
- If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you may be able to purchase a Medigap policy.
- If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.
- Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
- You may only buy a Senior Medicare Supplement Plan from an insurance agent that is licensed to sell them in your state. Senior Medicare Insurance Services has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
- In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.
For many people, the best time to buy senior Medicare Supplement Plan Insurance in Conway, SC is during the 7 months Medigap Open Enrollment Period. This period starts the day you turn 65 years old, so long as you hold Medical Insurance (Medicare Part B). Generally, during the enrollment period, you get more policy choices and better pricing. Once the enrollment period is over, you may not be able to purchase a Medigap policy. Contact Senior Medicare Insurance Services today to determine if you qualify for a Medicare Supplement Insurance Plan.
Medicare Agent in Conway, SC
A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:
- Preferred Provider Organizations
- Special Needs Plans
- Private Fee-for-Service
- Medicare Medical Savings Account Plans
- Health Maintenance Organizations
In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Medicare Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.
How Medicare Advantage Plans Work
Sometimes called "MA Plans" or "Part C," Medicare Advantage Plans are considered an "all in one" solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Medicare Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).
Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.
When you contact Senior Medicare Insurance Services to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.
Medicare Advantage Plan Insurance Rules
Medicare works by paying a set amount of money to the companies that offer Medicare Agent in Conway, SC. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.
Different plans have different rules for how you receive services, such as:
If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.-
Whether you must get a referral to see a specialized doctor
Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.
Paying for Your Medicare Agent
How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan's service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan's network of coverage, you may have to pay out-of-pocket.
We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.
The Senior Medicare Insurance Services Commitment
Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:
Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.-
Listening to your specific needs. -
Responding to all inquiries and questions promptly and with a friendly attitude. -
Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.
Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.
We do not offer every plan available in your area. Currently we represent 8 organizations which offer 82 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Latest News in Conway, SC
‘Entirely separate’: Conway church says it’s being mistaken for JP Miller’s Mercy Church
WMBF News Staffhttps://www.wmbfnews.com/2026/09/03/entirely-separate-conway-church-says-its-being-mistaken-jp-millers-mercy-church/
CONWAY, SC (WMBF) - A Conway church says that after a Netflix documentary on a Grand Strand case that’s made national headlines, people are confusing its church with another.Mercy Baptist Church, located at 2805 4th Avenue, posted on Facebook Aug. 27 that John-Paul Miller is not affiliated with the church.“Mercy Church of Conway is an entirely separate and independent congregation,” the church stated in the post. “We are an independent congregation with no affiliation with JP Miller in any way, shape, or...
CONWAY, SC (WMBF) - A Conway church says that after a Netflix documentary on a Grand Strand case that’s made national headlines, people are confusing its church with another.
Mercy Baptist Church, located at 2805 4th Avenue, posted on Facebook Aug. 27 that John-Paul Miller is not affiliated with the church.
“Mercy Church of Conway is an entirely separate and independent congregation,” the church stated in the post. “We are an independent congregation with no affiliation with JP Miller in any way, shape, or form.”
John-Paul Miller now leads Mercy Church in Myrtle Beach, according to multiple news reports and public records, which has contributed to the confusion with Mercy Baptist Church.
Mercy Baptist Church released the statement after the release of Netflix’s Death of the Pastor’s Wife documentary series, which followed the Mica Miller case.
Throughout the three episodes, Mica’s family members and friends allege her estranged husband and former Solid Rock Church pastor John-Paul Miller stalked and abused her before her death.
Mica Miller’s body was found at Lumber River State Park in Robeson County, North Carolina, on April 27, 2024. Authorities ruled her death a suicide.
The case drew national attention amid questions surrounding her estranged husband, John Paul Miller.
John Paul Miller, 46, of Myrtle Beach, faces federal charges of cyberstalking and making false statements to federal investigators. He pleaded not guilty in January 2026.
A federal grand jury in Columbia indicted John Paul Miller in December 2025.
The indictment alleges that beginning in November 2022, he sent unwanted and harassing communications to Mica Miller until her death.
Alleged behavior outlined in the indictment includes:
Authorities say John Paul Miller told investigators he hired a private investigator to prevent Mica Miller from purchasing firearms. Prosecutors allege he actually hired the investigator to cyberstalk her.
John Paul Miller faces up to five years in prison for cyberstalking and up to two years for making false statements.
The case has been delayed six times after motions filed by his attorneys, but online records say a pretrial hearing is scheduled for Oct. 6.
John Paul Miller has not been charged in connection with Mica Miller’s death.
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Conway church says it’s mistakenly targeted after Netflix doc on Mica Miller case
Andrew Jameshttps://wpde.com/news/local/conway-church-says-its-mistakenly-targeted-after-netflix-doc-on-j-p-miller-case
CONWAY, S.C. (WPDE) — Mercy Baptist Church in Conway says it is being mistakenly targeted by people upset about a Myrtle Beach pastor featured in a Netflix documentary, prompting church leaders to publicly clarify they have no connection to him or his ministry.The confusion centers on Mercy Church in Myrtle Beach, operated by embattled pastor JP Miller, the estranged husband of Mica Miller.Mica, 30, died April 27, 2024, at Lumber River State Park in Robeson County. The medical examiner ruled her death a suicide caused by ...
CONWAY, S.C. (WPDE) — Mercy Baptist Church in Conway says it is being mistakenly targeted by people upset about a Myrtle Beach pastor featured in a Netflix documentary, prompting church leaders to publicly clarify they have no connection to him or his ministry.
The confusion centers on Mercy Church in Myrtle Beach, operated by embattled pastor JP Miller, the estranged husband of Mica Miller.
Mica, 30, died April 27, 2024, at Lumber River State Park in Robeson County. The medical examiner ruled her death a suicide caused by a self-inflicted gunshot wound.
Miller’s church has been the site of protests. Now, similar messages are showing up at Mercy Baptist Church in Conway, even though it is a separate church.
READ MORE: Everything to know about Mica Miller case as you watch new Netflix docuseries
Church leaders in Conway say they believe the backlash is coming from people who recently watched the Netflix documentary “Death of a Pastor’s Wife,” which focuses on JP Miller’s relationship with Mica Miller. They say they have received phone calls, emails, and hateful comments on social media, leading them to send messages to the community emphasizing they are not affiliated with Miller or his church.
“We just want everybody to know that Mercy Baptist Church in Conway, South Carolina, has no affiliation with any of that,” said Kenny Lee, a council member at Mercy Baptist Church. “We’re not in the Netflix stuff with the Mercy Ministries or any of that. We’re strictly Mercy Baptist Church in Conway. Everybody is welcome here. But we don’t want the derogatory negativity. I mean, we have a hard enough time, you know, dealing with stuff without somebody else’s drama to it.”
Mercy Baptist Church said the attacks are especially concerning because it runs a child ministry and daycare.
Church leaders also said people have sent hateful messages to businesses that have supported the Conway church in the past.
The ‘Holiday Capital of SC’ could be in a Hallmark movie. Here's how.
Nicole Ziegehttps://www.postandcourier.com/myrtle-beach/news/conway-sc-holiday-capital-hallmark-christmas/article_79dd9635-4ecc-4abb-89c9-ff98d45127d6.html
CONWAY — The picturesque "Holiday Capital of South Carolina" could be the backdrop for an upcoming Hallmark movie, but it all depends on what happens this week.Conway is the only city in South Carolina to be nominated among Hallmark’s Top 25 Merriest Christmas Towns. It could become the merriest of the bunch, but that depends on how many votes it receives by 11:59 p.m. this Friday, Sept. 4.The winner of Hallmark’s Merriest Christmas Town contest will receive the recognition of "Hallmark’s ...
CONWAY — The picturesque "Holiday Capital of South Carolina" could be the backdrop for an upcoming Hallmark movie, but it all depends on what happens this week.
Conway is the only city in South Carolina to be nominated among Hallmark’s Top 25 Merriest Christmas Towns. It could become the merriest of the bunch, but that depends on how many votes it receives by 11:59 p.m. this Friday, Sept. 4.
The winner of Hallmark’s Merriest Christmas Town contest will receive the recognition of "Hallmark’s Merriest Christmas Town" and could become the filming location for a future Hallmark movie.
How to vote for Conway
With around 30,000 residents, Conway is competing against participants in states across the country.
City spokeswoman June Wood said Conway being nominated is significant for both the city and its residents, emphasizing how they have embraced the city’s rebranding in the past decade as a Southern holiday tourism destination.
"What makes Christmas in Conway so special is the way our community embraces it," Wood said. "Our residents have turned the holiday season into something that feels uniquely Conway, filled with traditions, togetherness and a genuine sense of Christmas spirit."
She encouraged everyone to vote for Conway this week.
"Being named one of Hallmark’s Top 25 Merriest Towns is a wonderful recognition of the people who make this community so special," Wood said. "With voting still open, we hope everyone will continue showing the country just how merry Conway can be."
To vote in Hallmark’s contest, visit this link that will take you to Conway’s nomination page.
Conway’s holiday history
While Conway has always decorated for Christmas, the municipality launched a holiday rebrand in 2022, beginning with Halloween in the hopes of generating some seasonal buzz. The city invested more time and money into its preparations.
Now Conway goes all out for every major holiday, including Christmas, Valentine’s Day, St. Patrick’s Day, Easter and the Fourth of July.
Each year, the city budgets some of its hospitality fee collections for decorations. That amount increased from $116,391 in the 2023 fiscal year to $229,712.89 in the 2024 fiscal year, according to city records. City officials said that total includes all holidays.
The gamble has paid off. In 2017, five years before the city started its Halloween blitz, downtown saw 135,000 visitors in October, according to the city's data. In 2024, that total jumped to 235,000.
Also, earlier this year, the General Assembly adopted a resolution dedicating the city of Conway as the "Holiday Capital of South Carolina," securing the rebrand as one for the history books.
Highway 501 widening in Conway delayed until spring 2027; officials cite contract changes
Anthony Winnhttps://wpde.com/news/local/highway-501-widening-in-conway-delayed-until-spring-2027-officials-cite-contract-changes
CONWAY, S.C. (WPDE) — Drivers in the Conway area should expect Highway 501 construction to continue far longer than originally planned, with the widening project now projected to run into the spring of 2027.The Highway 501 widening project between Highway 544 and Myrtle Ridge Drive is expanding the roadway from four lanes to six. Construction started in Sept. 2024 under a contract that called for the work to be finished by Nov. 30, 2026. The South Carolina Department of Transportation now says that the completion date will not b...
CONWAY, S.C. (WPDE) — Drivers in the Conway area should expect Highway 501 construction to continue far longer than originally planned, with the widening project now projected to run into the spring of 2027.
The Highway 501 widening project between Highway 544 and Myrtle Ridge Drive is expanding the roadway from four lanes to six. Construction started in Sept. 2024 under a contract that called for the work to be finished by Nov. 30, 2026. The South Carolina Department of Transportation now says that the completion date will not be met and the project is expected to stretch into the spring of 2027.
SCDOT spokesperson Tyler Fedor said crews are still installing drainage in the median. The agency also said summer restrictions limited when crews could close lanes and work in some areas. Those restrictions lift after Labor Day, allowing nighttime lane closures to resume.
MORE: 5 people injured in apparent shooting incident in Conway
Additional work remains ahead. SCDOT said new traffic signals are expected to begin going in February, and the final layer of asphalt is expected in the spring.
The widening is a joint SCDOT and Horry County RIDE III project. Horry County’s RIDE III program was approved by voters in 2016 and included the U.S. 501 corridor among the projects funded through its one-cent capital-project sales tax. The goal is to reduce congestion and delays while improving safety at intersections along the busy 501 corridor.
Questions remain about the financial impact of the delay, including what the contract price was when the project started, what the authorized price is today, and whether the contractor faces any financial consequences for missing the Nov. 30, 2026, deadline or whether taxpayers could absorb additional costs. SCDOT has been asked to provide those answers and the supporting contract.
In the meantime, drivers can expect more nighttime construction now that summer restrictions are lifted after this weekend.
Conway’s City of Halloween agenda is out now, with events running into Nov. 1
Meg Richardshttps://wpde.com/news/local/draft-09-01-2026
CONWAY, S.C. (WPDE) — The beginning of September marks more than just the end of summer, or beginning of the school year; for Conway residents, it's also the commencement of "City of Halloween" celebrations.For four years in a row, Conway has officially renamed itself the "City of Halloween," marking the beginning of spooky season with a South Carolina spin.The full agenda of city events dropped today, and there are dozens of festivities to choose from for children of all ages, Coastal Carolina Univers...
CONWAY, S.C. (WPDE) — The beginning of September marks more than just the end of summer, or beginning of the school year; for Conway residents, it's also the commencement of "City of Halloween" celebrations.
For four years in a row, Conway has officially renamed itself the "City of Halloween," marking the beginning of spooky season with a South Carolina spin.
The full agenda of city events dropped today, and there are dozens of festivities to choose from for children of all ages, Coastal Carolina University students, and scream queen movie lovers alike. Here's a list of top events, where to find them, and who they're for.
First United Methodist Church Pumpkin Patch
Looking for that perfect pumpkin for painting or carving? If you're planning to make a jack-o-lantern, stop by the courtyard at First UMC for a variety of pumpkins and gourds. Starting Sunday, September 27, they are open daily Monday - Friday at 11-7 p.m., Saturdays 10 -6:30 and Sundays 11:45- 7 p.m. Proceeds from purchases go to fund First UMC's children and youth ministry programs.
The Big BOO-ginning - City of Halloween Kick-Off Celebration
Join the "City of Halloween" to commence spooky season on Thursday, October 1 at 7 p.m. for a parade, food trucks, concert, and costume contest with cash prizes. To participate in the costume march parade and costume contest, registration is required and will begin at 6 p.m.
The parade will travel from Kingston Street to Third Avenue, continue along Laurel Street, and end at the Town Green. After the parade, Ghoul Vibrations will bring ghoulish grooves with a live concert at the Town Green, located at 200 Laurel Street. Costume contest winners will be announced following the show.
Midnight Market
Stroll through this spooky vendor market on the "Town Scream" for handmade arts and crafts, sweet treats, and even hair braiding. The market will take place every Thursday-Sunday from 6 -9 p.m., October 1 through November 1 (weather permitting).
Last year, local vendors spoke to how they feel events such as the Midnight Market bolster small businesses in Conway, and give vendors the chance to participate in different, unique atmosphere special to the season.
Fear Factory Haunted Attraction
Fans of haunted houses ranging from family-friendly fun to shriek-inducing thrillers can take their pick at the Fear Factory, which showcases a variety of three different haunted houses with different scare levels this year.
For lighthearted spookiness, check out the Conway Haunted Manor on various dates throughout October, open 5 p.m. to 10 p.m.
The Kingston Hollow Spooky Maze will be fun for all ages 5 to 10 on select dates through October.
Finally, Elm Street Asylum will exhibit intense scares for real horror fans on select dates in October from 7 - 10 p.m., though it is not recommended for the faint of heart.
Find all the attractions at the Field of Fear at 7 Elm Street and visit Fear Factory on Facebook for exact dates.
PREVIOUSLY: Conway's Halloween celebration draws record-breaking 450K visitors
City of Conway Halloween ‘Shiver’ Cruise
For a spooky, dusk time night cruise, climb aboard the Sea Gypsy for a 25-minute journey down the Waccamaw River to see the Conway Riverwalk transformed into the Conway "Shiverwalk."
Complete with ghost stories, Lowcountry lore, and more, this bone-rattling river cruise will be running Wednesday through Sunday all October long from 7:30 p.m. to 10 p.m. Climb aboard your next ghoulish getaway at Main Street Bridge along the Riverwalk, Conway Riverwalk, 2nd Avenue, Conway, SC, USA. Click here to grab your spot.
Conway Ghost Walk
Conway Downtown Alive will present the Conway Ghost Walk on October 14-16. Professional storytellers will tell tales of Lowcountry ghost stories while leading a nighttime walk beneath the oaks of the Historic Conwayborough Residential District.
Stories are promised to be spooky, sometimes humorous, and family friendly.
Located at the Conway Visitor's Center, this runs from 6 p.m. to 8 p.m. Purchase tickets here.
For more events and information, visit the City of Halloween Facebook Page.
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