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Senior Medicare Advantage plan insurance in Myrtle Beach, SC

Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word "open enrollment" sends shivers down the spine. It seems like there's always a nagging feeling that you're wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.

Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).

At Senior Medicare Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.

We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you're in need of senior Medicare Supplement Plan insurance in Myrtle Beach, SC or simply have questions about signing up for Medicare, our team is here to help.

Medicare Myrtle Beach, SC

What is Medicare?

If you're approaching the golden years of your life, it's important you understand what Medicare is if you don't already.

Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.

There are four parts of Medicare:

Senior Medicare Plans Myrtle Beach, SC
A

This type of Medicare is free for most U.S. citizens. Medicare Part A helps older adults pay for care in a nursing facility, hospital visits, and some forms of in-home senior care.

B

This tier costs around $100 per month. It covers different outpatient services like lab tests, preventative care, doctor's visits, mental health care, clinical trials, and some forms of surgery.

C

This type of Medicare is most often called Medicare Advantage. This tier of Medicare allows seniors to choose health plans provided by insurance companies like Senior Medicare Insurance Services. Individuals who use Medicare Advantage commonly use Medicare supplement plan insurance to help pay for health care costs that Original Medicare won't cover, like coinsurance, deductibles, and copayments.

D

Sometimes called "PDPs," these plans add drug coverage to standard Medicare, some Medicare Private Fee-for-Service Plans (PFFS), some Medicare Cost Plans, and Medicare Medical Savings Account Plans (MSA).

The amount of money you pay for your health care depends on several factors, including:

At Senior Medicare Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.

Senior Medicare Supplement Plan Insurance in Myrtle Beach, SC

Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in "gaps" that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.

Private companies like Senior Medicare Insurance Services sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.

Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.

Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:

Deductibles

Copayments

Coinsurance

Important Information About Senior Supplement Plan Insurance

To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

Medicare Plans Myrtle Beach, SC

As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

  • To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
  • Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Medicare Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
  • If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you may be able to purchase a Medigap policy.
  • If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.
  • Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
  • You may only buy a Senior Medicare Supplement Plan from an insurance agent that is licensed to sell them in your state. Senior Medicare Insurance Services has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
  • In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.

For many people, the best time to buy senior Medicare Supplement Plan Insurance in Myrtle Beach, SC is during the 7 months Medigap Open Enrollment Period. This period starts the day you turn 65 years old, so long as you hold Medical Insurance (Medicare Part B). Generally, during the enrollment period, you get more policy choices and better pricing. Once the enrollment period is over, you may not be able to purchase a Medigap policy. Contact Senior Medicare Insurance Services today to determine if you qualify for a Medicare Supplement Insurance Plan.

Senior Medicare Advantage Plan Insurance in Myrtle Beach, SC

A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:

Senior Health Insurance Myrtle Beach, SC

In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Medicare Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.

How Medicare Advantage Plans Work

Sometimes called "MA Plans" or "Part C," Medicare Advantage Plans are considered an "all in one" solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Medicare Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).

Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.

When you contact Senior Medicare Insurance Services to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.

Healthcare Myrtle Beach, SC

Medicare Advantage Plan Insurance Rules

Medicare works by paying a set amount of money to the companies that offer senior Medicare Advantage Plan insurance in Myrtle Beach, SC. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.

Different plans have different rules for how you receive services, such as:

  • If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.
  • Whether you must get a referral to see a specialized doctor
Burial Insurance Myrtle Beach, SC

Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.

Paying for Your Senior Medicare Advantage Plan Insurance

How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan's service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan's network of coverage, you may have to pay out-of-pocket.

We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.

Medicare Advantage Myrtle Beach, SC

The Senior Medicare Insurance Services Commitment

Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:

  • Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.
  • Listening to your specific needs.
  • Responding to all inquiries and questions promptly and with a friendly attitude.
  • Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.
Medicare Myrtle Beach, SC

Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.

We do not offer every plan available in your area. Currently we represent 8 organizations which offer 82 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

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Latest News in Myrtle Beach, SC

North Myrtle Beach vs Conway Scout Blog

North Myrtle Beach 4 Conway 0North Myrtle Beach picked up a 4 to 0 win over Conway on Tuesday behind a dominant showing on the mound. Gabe Priest led the way with 11 strikeouts across five plus shutout innings before Sawyer Smith closed it out to secure the combined shutout. The Chiefs broke through in the third and stayed in control with steady offense and clean defense. Evan Steudl paced the lineup with two hits as North Myrtle Beach totaled nine hits in the win.+ Interested in attending an upcoming event? ...

North Myrtle Beach 4 Conway 0

North Myrtle Beach picked up a 4 to 0 win over Conway on Tuesday behind a dominant showing on the mound. Gabe Priest led the way with 11 strikeouts across five plus shutout innings before Sawyer Smith closed it out to secure the combined shutout. The Chiefs broke through in the third and stayed in control with steady offense and clean defense. Evan Steudl paced the lineup with two hits as North Myrtle Beach totaled nine hits in the win.

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One of the top uncommitted arms in the class. Got the ball for the Chiefs in the region opener and was the star of the show. Went 5 ⅓ shutout innings while fanning 11 hitters. While the velo was 84-85 throughout which for him is a tick down, the stuff did not disappoint. SL is a true out pitch, but also showed the ability to flip it in early counts as well. FB has life to it and is the pitch he leans on. Command of both pitches were on high display, especially after the 1st inning in which he had 2 BB. A lot to like in the 6’2 195 lb frame. Uptick in velo should come later into the spring.

2026 LHP Gabe Priest @GabrielPriest8 @NMBAthleticsGreat early season look at the senior southpaw. Worked around early traffic but settled in nicely. Lived in the zone all night with FB/SL mix. Great feel for SL which got a lot of S/M late in outing. A few of his… pic.twitter.com/utWYd90Ibl

— Prep Baseball South Carolina (@PrepBaseball_SC) March 18, 2026

Sawyer Smith 2026 SS/RHP North Mrytle Beach

Did a kangaroo named Jack kill a Loris man? What the Horry County coroner says

The death of a 52-year-old Loris man found in a kangaroo and wallaby enclosure was accidental, the Horry County Coroner’s Office ruled Thursday.Eric Slate, whose family operated educational and interactive petting zoo 5 Star Farm, had multiple superficial scratches and a deeper laceration to the brachial artery in his May 2025 death.However, the coroner’s office was unable to determine how the artery was damaged. Possible causes include falling into the fencing, gate screws, sharp signage or animal claws. It also re...

The death of a 52-year-old Loris man found in a kangaroo and wallaby enclosure was accidental, the Horry County Coroner’s Office ruled Thursday.

Eric Slate, whose family operated educational and interactive petting zoo 5 Star Farm, had multiple superficial scratches and a deeper laceration to the brachial artery in his May 2025 death.

However, the coroner’s office was unable to determine how the artery was damaged. Possible causes include falling into the fencing, gate screws, sharp signage or animal claws. It also remains unclear when or how the scratches occurred and whether Slate was standing or lying down.

The coroner’s office also listed Slate’s other medical conditions, including severe heart, advanced kidney and liver disease, extensive lung disease and chronic alcoholism.

What to know about Jack the kangaroo

Robert Slate, owner of 5 Star Farm in Loris, came home at 10:55 p.m on May 9, 2025, to find his older brother, Eric Slate, dead inside the pen that held the farm’s red kangaroo named Jack.

After Slate’s death, authorities investigated a possible connection with Jack, a red kangaroo that came to the farm a couple of weeks earlier. Jack was one of three kangaroos and a wallaby in the pen where Slate was found.

Robert Slate said his brother would often go into the enclosure to feed the 4-year-old animal, give it treats, and interact with the kangaroo. But, Slate denied rumors that his brother would ever “rough house” with the marsupial.

After Eric Slate’s death, Jack was quarantined for 45 days and deemed safe, according to the coroner’s office.

In an interview with The Sun News, Robert Slate said he believed his brother’s health issues may have contributed to his death. He also said Eric Slate had been complaining of not feeling well earlier in the week.

“Ultimately it’s a tragic loss,” Robert Slate told The Sun News last year. He described his brother as an animal lover who had a strong bond with the kangaroos.

$30 Billion Boost: Port to Port Expressway Expansion Launches, Transforming Grand Strand Economy

The Port to Port Expressway expansion project is slated to begin in Mt. Pleasant this Fall.A $250 million project aims to widen Highway 41 to relieve heavy congestion in the Mount Pleasant area of South Carolina.As of March 2026, it is moving toward a critical eminent domain vote to acquire the necessary land.This would be the first initial effort outside of Horry County to expand the Port to Port connector from Interstate 526 in Charleston to Interstate 74 in Wilmington North Carolina.The Port to Port Expressway ...

The Port to Port Expressway expansion project is slated to begin in Mt. Pleasant this Fall.

A $250 million project aims to widen Highway 41 to relieve heavy congestion in the Mount Pleasant area of South Carolina.

As of March 2026, it is moving toward a critical eminent domain vote to acquire the necessary land.

This would be the first initial effort outside of Horry County to expand the Port to Port connector from Interstate 526 in Charleston to Interstate 74 in Wilmington North Carolina.

The Port to Port Expressway portion in Horry County is currently called Highway 31. The Highway 31 portion of the Port to Port Expressway runs from North Myrtle Beach to Murrells Inlet.

Importance of the Port to Port Expressway for Regional Development

Most items in America are shipped out and in through ports.

A port to port expressway will grow the Myrtle Beach area beyond being just a tourist destination.

Construction for the widening of Highway 41 is tentatively expected to begin in late 2026. Highway 41 will ultimately be widened to where it will connect with Highway 31, just north of Georgetown, South Carolina.

On the North Carolina side, The Carolina Bays Parkway extension (proposed Interstate-74) aims to connect SC Highway 31 in Horry County, SC, to US 17 in Brunswick County, NC, easing congestion on local roads like Hickman Road.

The Port to Port Expressway project involves a proposed new, multi-lane freeway linking the SC line to the US 17 corridor in N.C.

Planning studies, including environmental assessments, have been ongoing, with estimated costs for the extension exceeding $550 million per NCDOT. North Carolina will pay to create the direct, high-speed connection between SC Highway 31 (Carolina Bays Parkway) and US 17 in North Carolina, bypassing heavily congested local routes.

The only areas holding up the Port to Port Expressway project now run from just North of Charleston through Highway 41’s northern route near the Georgetown, S.C. area. Highway 41 is currently a two lane road and will need to be widened in these areas.

The South Carolina general assembly will need to approve funding for this widening. Legislators in Horry County, other than Representative William Bailey of North Myrtle Beach, have not made this Port to Port Expressway a high priority legislative issue, even though it will generate more opportunities for the Grand Strand than any other legislative measure currently on the agenda.

The Horry County legislative delegation is made up of: Senator Greg Hembree, Senator Ronnie Sabb, Senator Luke Rankin, Senator Stephen Goldfinch, Representative Jackie Hayes, Representative Tim McGinnis, Representative Lucas Atkinson, Representative Jeff Johnson, Representative Carla Schuessler, Representative Heather Ammons Crawford, Representative Carl Anderson, Representative William Bailey, Representative Kevin Hardee, Representative Val Guest, and Representative Case Brittain.

The Wilmington to Charleston Port to Port Expressway is viewed as crucial for connecting the region and opening up access, strengthening the economic ties between the two ports and the Myrtle Beach area.

The Port to Port expressway is estimated to bring in as much as $30 billion annually in new jobs and industries for Horry County once completed.

Myrtle Beach wants to amend 1% sales tax for tourism. Will property taxes change?

The Tourism Development Fee has always played a key role in Mayor Mark Kruea’s mayoral platform, even before Myrtle Beach voted him into office, but he says residents likely won’t see a change until next year.“It’s a conversation that we’ve talked about having for five or six years, and this is the year that we’re actually going to have that conversation,” Kruea said. “It may not be until next year that we go to Columbia with a unified plan, and we’re all conscious that we need to ...

The Tourism Development Fee has always played a key role in Mayor Mark Kruea’s mayoral platform, even before Myrtle Beach voted him into office, but he says residents likely won’t see a change until next year.

“It’s a conversation that we’ve talked about having for five or six years, and this is the year that we’re actually going to have that conversation,” Kruea said. “It may not be until next year that we go to Columbia with a unified plan, and we’re all conscious that we need to go to Columbia as one voice and say, ‘Lawmakers, here is our plan.’”

Last year, Kruea said the TDF would effectively become a tax hike and told The Sun News, he would revisit the TDF in early 2026 if elected. Headed into this year’s budget retreat next week, the mayor said he’s met with the Chamber of Commerce

“In a perfect world, we would reach some agreement and be able to present a unified plan to Columbia this year, but I genuinely think it’s going to be next year before we can achieve that,” said Kruea.

What’s wrong with the TDF in Myrtle Beach?

Created in 2009 amid economic downturn, the TDF was created to generate money for advertising, fund tourism-related capital projects and provide a property tax break.

Under South Carolina law, 80% of the revenue generated from the 1% local sales tax must be used to promote tourism. The remaining 20% can fund property tax credits and capital improvements, like additional sports tourism facilities or redeveloping the pavilion site.

That’s a problem for Myrtle Beach, Kruea says.

“In the current year’s budget, the city is using all of the 20% for the property tax credit and had to supplement that with an additional $1.2 million just to keep the tax credit where it was the year before, so there was no money left over for tourism-related capital projects,” he said. “In next year’s proposed budget, the CFO is estimating that that $1.2 million to keep the property tax credit where it is will grow to $2.3 million.”

How can Myrtle Beach change the TDF?

Because the TDF is enshrined in South Carolina law, local officials will need buy-in from state leaders to amend the fee. Before taking the issue to Columbia, Myrtle Beach leadership wants to develop a mutual proposal.

“I realize that it is a conversation, and the compromise is going to be necessary to achieve a unified plan,” Kruea said.

It’s unclear how exactly that plan will look. The mayor’s vision involves keeping advertising, tourism-related capital projects and a property tax credit – but altering the ratios.

“We need to talk about how to change the percentages so that they benefit the whole community,” said Kruea. “Granted, the city may need to adjust the property Tax Credit, but we can’t continue using all of the 20% for the property tax credit and having to add extra money to keep the tax credit whole.”

While residents shouldn’t expect change in the near future, once plans for a TDF amendment finally make it to the state level, the mayor is confident that lawmakers and the general assembly will be amenable to the change.

“The conversation is overdue, and I’m hopeful that we’ll come to some sort of excellent compromise when it’s all said and done,” Kruea said.

ONEflight Myrtle Beach Classic Earns Prestigious South Carolina Governor’s Cup Award

2026 South Carolina Governor’s Cup - Best In Class Event (L-R) Duane Parrish, Tracy Connor, Ferren Rajput and Mike Harman2026 South Carolina Governor’s Cup - Best In Class Event Governor's Cup AwardDENVER, Feb. 18, 2026 (GLOBE NEWSWIRE) -- ONEflight International proudly announces that the ONEflight Myrtle Beach Classic, the PGA TOUR event co-title sponsored by ONEflight and Visit Myrtle Beach, has been awarded the South C...

2026 South Carolina Governor’s Cup - Best In Class Event

(L-R) Duane Parrish, Tracy Connor, Ferren Rajput and Mike Harman

2026 South Carolina Governor’s Cup - Best In Class Event

Governor's Cup Award

DENVER, Feb. 18, 2026 (GLOBE NEWSWIRE) -- ONEflight International proudly announces that the ONEflight Myrtle Beach Classic, the PGA TOUR event co-title sponsored by ONEflight and Visit Myrtle Beach, has been awarded the South Carolina Governor’s Cup Award for Best-in-Class Event. The honor recognizes the tournament’s exceptional impact on tourism, economic development, media reach, and community engagement across the state.

The ONEflight Myrtle Beach Classic delivered outstanding results in its award-winning year, generating $15.8 million in economic impact, attracting 36,000 spectators, producing over 31 million social media impressions, and raising $225,000 for nine local charities. The event also contributed nearly 10,000 hotel room nights and helped drive record golf participation throughout the region.

"This recognition is incredibly meaningful for our entire organization,” said , President and CEO of ONEflight International. "The ONEflight Myrtle Beach Classic represents everything we believe in - innovation, excellence, and creating experiences that deliver real value to communities, partners, and fans. Winning the Governor’s Cup is a testament to what’s possible when visionary partners come together with a shared purpose.”

"This award is a testament to the power of collaboration and vision,” said Tracy Conner, Interim CEO of Visit Myrtle Beach at the time of the event. "The ONEflight Myrtle Beach Classic showcased Myrtle Beach on a global stage, delivering meaningful economic benefits while creating an unforgettable experience for visitors, residents, and golf fans alike.”

Beyond its economic success, the tournament distinguished itself through innovative fan engagement and player-focused initiatives. ONEflight provided complimentary private flight hours to top-finishing players, reinforcing the brand’s commitment to supporting professional athletes while redefining the intersection of private aviation and sports.

"The ONEflight Myrtle Beach Classic quickly set a new standard for what a modern PGA TOUR event can be,” said Darren Nelson, Tournament Director. "From community impact to player experience and digital engagement, this was a true team effort. Winning the Governor’s Cup validates the hard work of our partners, volunteers, and sponsors who helped bring this event to life.”

The ONEflight Myrtle Beach Classic will return May 7-10, 2026, at the Dunes Golf and Beach Club, continuing its role as a cornerstone event for Myrtle Beach tourism and South Carolina sports.

About ONEflight International

ONEflight International is a global private aviation company revolutionizing the luxury private jet travel industry since the company’s founding in 2010. It is the fastest-growing market leader developing and implementing technological solutions for non-commercial air travel through BAJit, its proprietary online Book a Jet platform. With over 700 world-class selected aircraft charter operator partnerships and a network of 7,000 private jets worldwide, ONEflight empowers members to seamlessly search, select and book a private flight with a fleet of aircraft at their disposal and excellent customer service from booking to disembarking.

To discover more, visit ONEflight.net.

For media inquiries, please contact:

Dave Rajyagor - VP of Strategic Initiatives

ONEflight International

Email: DaveRajyagor@oneflight.net

Phone: (800) 990-5387

Photos accompanying this announcement are available at:

https://www.globenewswire.com/NewsRoom/AttachmentNg/f2f4b274-8ea9-460a-ac3a-263dbbef145c

https://www.globenewswire.com/NewsRoom/AttachmentNg/2b55ced0-4fd8-412b-b3ed-3464d3ddd0b3

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Senior Medicare Plans Myrtle Beach, SC

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