Helping Seniors Make Better-Informed Medicare Decisions

(843) 991-2695

Free Consultation

Free Consultation Request

Medicare Agent in Naples, FL

Trying to pick a health insurance plan can be a chore for anyone. For many people, just mentioning the word "open enrollment" sends shivers down the spine. It seems like there's always a nagging feeling that you're wasting money, choosing a plan with poor in-network care, or both. One would think that health insurance gets easier as you approach retirement age, but the truth is that picking an initial Medicare coverage plan can be daunting.

Unfortunately, the confusing process of signing up for Medicare causes many seniors to forego healthcare coverage altogether. After all, Medicare enrollment can involve several federal agencies, including the Social Security Administration (or SSA) and the Centers for Medicare and Medicaid Services (or CMS).

At Senior Medicare Insurance Services, our passion is guiding seniors through the confusion of Medicare. That way, they can enjoy retirement with peace of mind knowing they are protected and ready for life after 65. We work with dozens of insurance companies, giving our clients the chance to choose a plan that best fits their lifestyle.

We choose to design our senior insurance plans with a focus on optimal benefits structure, lower costs, and personalized service. Some independent insurance agencies see their aging customers as nothing more than a financial transaction waiting to happen. In contrast, we treat each of our clients with respect and dignity as we help them navigate the confusing waters of Medicare. Combined with individualized service, we help older Americans make well-informed decisions about insurance. Whether you're in need of senior Medicare Supplement Plan insurance in Naples, FL or simply have questions about signing up for Medicare, our team is here to help.

Medicare Naples, FL

What is Medicare?

If you're approaching the golden years of your life, it's important you understand what Medicare is if you don't already.

Medicare is a federal health insurance program reserved for people older than 65 who have worked full-time for at least ten years. The Medicare program is paid for by a combination of worker payroll tax, premiums paid by Medicare enrollees, and the U.S. government.

There are four parts of Medicare:

Senior Medicare Plans Naples, FL
A

This type of Medicare is free for most U.S. citizens. Medicare Part A helps older adults pay for care in a nursing facility, hospital visits, and some forms of in-home senior care.

B

This tier costs around $100 per month. It covers different outpatient services like lab tests, preventative care, doctor's visits, mental health care, clinical trials, and some forms of surgery.

C

This type of Medicare is most often called Medicare Advantage. This tier of Medicare allows seniors to choose health plans provided by insurance companies like Senior Medicare Insurance Services. Individuals who use Medicare Advantage commonly use Medicare supplement plan insurance to help pay for health care costs that Original Medicare won't cover, like coinsurance, deductibles, and copayments.

D

Sometimes called "PDPs," these plans add drug coverage to standard Medicare, some Medicare Private Fee-for-Service Plans (PFFS), some Medicare Cost Plans, and Medicare Medical Savings Account Plans (MSA).

The amount of money you pay for your health care depends on several factors, including:

At Senior Medicare Insurance Services, we offer a number of health insurance solutions for seniors. Two of our most used services include Medicare Advantage plan insurance and Medicare supplement plan insurance.

Senior Medicare Supplement Plan Insurance in Naples, FL

Sometimes called Medigap, the purpose of Medicare Supplement Insurance is to help fill in "gaps" that might not be covered by Original Medicare. You can think of a Medigap policy as a supplement for your Original Medicare benefits.

Private companies like Senior Medicare Insurance Services sell this type of insurance right here in South Carolina. While Original Medicare will pay for much of the cost associated with health care services you need, it may not cover all of your expenses. Generally, Medigap policies do not cover costs stemming from eyeglasses, private-duty nurses, dental care, hearing aids, or long-term care.

Depending on the Medicare Supplement Plan that you choose, it may cover out-of-the-country medical services when you travel abroad. Assuming you have Original Medicare coverage, your policy will cover its share of Medicare-approved health care costs. Once your Original Medicare coverage reaches its limit, your Medigap policy will pay its share of the fees.

Our Medigap policies are drafted to meet your specific needs, and can help cover remaining health care costs such as:

Deductibles

Copayments

Coinsurance

Important Information About Senior Supplement Plan Insurance

To dispel some confusion, you should know that a Medigap policy is not the same as a Medicare Advantage Plan. The latter helps you receive Medicare benefits, while the former supplements the benefits you obtain through your Original Medicare plan. As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

Medicare Plans Naples, FL

As you begin to explore Medicare Supplement Insurance Plans, keep the following important information in mind:

  • To qualify for a Medigap policy, you must first have Medicare Part A and Medicare Part B.
  • Payments on your Medicare Supplement Insurance Plan will be made to the private insurance company that you choose, like Senior Medicare Insurance Services. These payments are made every month and are paid in addition to the monthly payment you make for Medicare Part B.
  • If you are the holder of a Medicare Advantage Plan, it is illegal for an insurance company to sell you a senior Medicare Supplement Policy. If you plan on switching back to an Original Medicare plan, you may be able to purchase a Medigap policy.
  • If you have health problems as you age, your standardized Medigap policy is guaranteed to be renewable. So long as you pay your monthly premium, your insurance provider cannot cancel your policy.
  • Medigap policies only cover one person. If you have a spouse or family member that would like coverage, they must purchase a separate policy.
  • You may only buy a Senior Medicare Supplement Plan from an insurance agent that is licensed to sell them in your state. Senior Medicare Insurance Services has been licensed to sell Medigap policies in South Carolina for years. We have helped countless seniors get the Medicare coverage they need and continue to do so to this day.
  • In the past, Medigap policies were able to cover costs related to prescription drugs. As of January 1st, 2006, prescription drug coverage is not available on Medicare Supplement Plans. The best way to get coverage for your prescription drugs is to join a Medicare Prescription Drug Plan, often called Part D. Contact our office today to learn more about paying premiums on Medigap and Medicare plans.

For many people, the best time to buy senior Medicare Supplement Plan Insurance in Naples, FL is during the 7 months Medigap Open Enrollment Period. This period starts the day you turn 65 years old, so long as you hold Medical Insurance (Medicare Part B). Generally, during the enrollment period, you get more policy choices and better pricing. Once the enrollment period is over, you may not be able to purchase a Medigap policy. Contact Senior Medicare Insurance Services today to determine if you qualify for a Medicare Supplement Insurance Plan.

Medicare Agent in Naples, FL

A Medicare Advantage Plan is a kind of Medicare health coverage designed to provide seniors with all their Part A and Part B Medicare benefits. Many Medicare Advantage Plans will often include coverage of the following:

Senior Health Insurance Naples, FL

In addition, most Medicare Advantage Plans give seniors coverage for their prescription drug needs. When you enroll in a Medicare Advantage Plan through Senior Medicare Insurance Services, your Medicare benefits are covered through your plan and will not be paid for by traditional Medicare.

How Medicare Advantage Plans Work

Sometimes called "MA Plans" or "Part C," Medicare Advantage Plans are considered an "all in one" solution to Original Medicare. Senior Medicare Advantage Plans are only offered by private companies that are approved, like Senior Medicare Insurance Services. Seniors who enroll in a Medicare Advantage Plan are still on Medicare. However, these individuals enjoy bundled plans that give seniors the benefits of hospital insurance (Medicare Part A), medical insurance (Medicare Part B), and sometimes drug coverage (Part D).

Medicare Advantage Plans are very popular because they cover all Medicare services and make life a little easier for seniors who have trouble understanding the nuances of Medicare.

When you contact Senior Medicare Insurance Services to choose your Medicare Advantage Plan, ask your agent about Medicare prescription drug coverage. Unless you already have drug coverage (Part D), you should seriously consider Part D coverage to help reduce costs associated with prescription drugs. You may also want to consider a Medicare Supplement Insurance Plan to help fill gaps in coverage that Original Medicare will not cover.

Healthcare Naples, FL

Medicare Advantage Plan Insurance Rules

Medicare works by paying a set amount of money to the companies that offer Medicare Agent in Naples, FL. That money is used to pay for the care services that you need. Because Medicare Advantage Plans are different, you should expect out-of-pocket costs to vary depending on the plan you choose.

Different plans have different rules for how you receive services, such as:

  • If you must go to facilities, suppliers, or doctors that belong to your Advantage Plan for non-urgent and non-emergency care.
  • Whether you must get a referral to see a specialized doctor
Burial Insurance Naples, FL

Companies that offer Medicare Advantage Plans must follow strict rules, which are set by Medicare and can change every year.

Paying for Your Medicare Agent

How much you pay for your Medicare Advantage Plan varies and depends on a few different factors. In most cases, if you need a kind of medical service, you will need to rely on the doctors and providers in your plan's service area and network to pay the lowest amounts. In some cases, if you choose to use a service outside of your plan's network of coverage, you may have to pay out-of-pocket.

We encourage you to contact our office today to learn more about Medicare Advantage Plans, how they work, what your options are, and how often you will have to pay out-of-pocket, if at all.

Medicare Advantage Naples, FL

The Senior Medicare Insurance Services Commitment

Since our company was founded, we have led the insurance industry by providing our clients with the most valuable, helpful insurance solutions available. We are fully committed to our current and prospective clients by:

  • Choosing to focus on personalized, one-on-one service. When you work with our team, know that we will always design your health insurance plan with your best interests in mind.
  • Listening to your specific needs.
  • Responding to all inquiries and questions promptly and with a friendly attitude.
  • Providing you with the best customer service in the senior health insurance industry, whether you have questions or are ready to move forward with a Medicare plan.
Medicare Naples, FL

Our mission is to help give seniors the best Medicare assistance available so that they may understand the Medicare process and make an informed health coverage decision. We have the knowledge, skills, and experience to assist anyone interested in Medicare. Our personal goal is to become a lifetime resource for our clients and give them greater confidence in choosing their insurance plans.

We do not offer every plan available in your area. Currently we represent 8 organizations which offer 82 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

What Clients Say About Us

Latest News in Naples, FL

JBM® Exclusively Lists Inspira Apartments in Naples, FL

This is a paid press release. Contact the press release distributor directly with any inquiries.NAPLES, Fla., July 8, 2026 /PRNewswire/ -- JBM® Institutional Multifamily Advisors has exclusively listed Inspira – an institutional-grade, four-story, concrete block multifamily community located in Naples, FL within the affluent Lely Resort submarket. Built in 2018, the asset consists of 304 units on approximately 20.1 acres +/-. The Property presents a unique opportunity to acquire an institutional quality asset well-below repl...

This is a paid press release. Contact the press release distributor directly with any inquiries.

NAPLES, Fla., July 8, 2026 /PRNewswire/ -- JBM® Institutional Multifamily Advisors has exclusively listed Inspira – an institutional-grade, four-story, concrete block multifamily community located in Naples, FL within the affluent Lely Resort submarket. Built in 2018, the asset consists of 304 units on approximately 20.1 acres +/-. The Property presents a unique opportunity to acquire an institutional quality asset well-below replacement cost. In 2025, Inspira won the award for Best of Florida: Apartment Community.

Call For Offers is set for July 30th, 2026.

Product

Inspira offers an ultra-luxurious amenity package featuring a resort-inspired heated pool with zero-entry access and dedicated swim lanes, complemented by an expansive sun deck with private cabanas and JBL poolside speakers. The covered outdoor recreation patio includes a pool table, tabletop shuffleboard, and lounge areas with TVs.

Additional amenities include grilling stations, four fire pits, two pickleball courts, two bocce ball courts, and cornhole. Residents enjoy a 24-hour, state-of-the-art fitness center with a dedicated yoga/spin studio featuring Peloton bikes. The community also features a car wash station, dog park, pet wash, and scenic biking and walking paths extending throughout the Property and into neighboring Lely communities, with complimentary bikes available.

The clubhouse includes a warming/catering kitchen, multiple seating and entertainment areas, two private offices, conference room, and complimentary coffee/tea station.

Units

Inspira offers a diverse unit mix of one, two, and three-bedroom units averaging 1,059 SF. Chef-inspired kitchens include GE stainless steel appliances, wine refrigerators, granite countertops, and shaker-style cabinetry. Primary bathrooms feature glass walk-in showers with ceramic tile surrounds, while secondary bathrooms include garden tubs. Additional highlights include wood-style plank flooring in living rooms/kitchens with tile in the bathrooms, walk-in closets, and private patios/balconies.

Location

Located within the affluent Lely Resort neighborhood, Inspira benefits from proximity to major employers including Physicians Regional Hospital, NCH Healthcare System, and Marriott International. The Property is also within a top-rated school district. Within a 3-mile radius, Average Net Worth is $2.4MM, Average Household Income is $121K+, and Average Home Value is $671K.

About JBM®

JBM® is the #1 ranked boutique brokerage firm in the U.S.A. Green Street's 2025 national multifamily broker rankings rank JBM® as the #1 highest average sold price per transaction throughout the entire U.S.A. (five years in a row) and JBM® has a lifetime transactions volume of $20+ billion and 176,000+ units.

JBM - Available Properties

View original content to download multimedia:https://www.prnewswire.com/news-releases/jbm-exclusively-lists-inspira-apartments-in-naples-fl-302820894.html

You find three people. We’ll cover the fourth.

Get your fourth ticket free til the end of August at Alamo Drafthouse.Movies are better with company – friends, family, frenemies – and this month, we’re thinking the more the merrier.From August 6th through August 31st at participating locations*, buy four tickets to the same show at your neighborhood Alamo Drafthouse Cinema and one of your tickets is free. No promo code or coupon or elaborate calculation needed – just select your four seats and the offer will be applie...

Get your fourth ticket free til the end of August at Alamo Drafthouse.

Movies are better with company – friends, family, frenemies – and this month, we’re thinking the more the merrier.

From August 6th through August 31st at participating locations*, buy four tickets to the same show at your neighborhood Alamo Drafthouse Cinema and one of your tickets is free. No promo code or coupon or elaborate calculation needed – just select your four seats and the offer will be applied automatically.

And you’ll have a lot of options, including…

And a whole lot more, including our concluding slate of Brian De Palma films and a 35th anniversary re-release of TERMINATOR 2: JUDGMENT DAY.

This offer will work on almost every showing currently available – that means Premium Presentation options like Dolby Atmos, The Big Show, and HDR by Barco. Some discount tickets (like B.F.D. Tuesdays) and special events are excluded. The offer will work on Movie and Family Parties, but you’ll have to cover the cost of the props.

And now, the fine print.

Valid at select Alamo Drafthouse locations for eligible films scheduled from August 6, 2026, at 12:01 a.m. ET/CT/PT through August 31, 2026, at 11:59 p.m. ET/CT/PT. Limited to one free ticket per order. Can’t be combined with other offers. Offer automatically applies to one ticket on qualifying orders. Online ticketing and booking fees are not included. Depending on the state, applicable taxes may be charged on those fees.

*Not available at Alamo Drafthouse City Foundry, Alamo Drafthouse Indianapolis, or Alamo Drafthouse Springfield.

Latest Naples, FL News

By Nick Prueher,

July 28, 2026

Alamo is the place to experience it on the big screen, with premium formats, Early Access screenings, and a limited-time Spider-Menu.

La Pizzeria restaurant launches on US 41 in Naples

It’s not just another local pizza place; its Italian name translates to The Pizzeria. La Pizzeria launched Sept. 1 across U.S. 41 from Naples Comprehensive Health hospital in Old Naples.La Pizzeria features extended family roots in Naples. Five years ago, brothers Luca and Valerio Di Falco opened Mercato Italiano, an Italian market, in the Trinity Plaza unit next door. That’s the same retail strip on the southeast corner of U.S. 41 North and Third Avenue North that also is home to Grouper & Chips, Lavender Caf...

It’s not just another local pizza place; its Italian name translates to The Pizzeria. La Pizzeria launched Sept. 1 across U.S. 41 from Naples Comprehensive Health hospital in Old Naples.

La Pizzeria features extended family roots in Naples. Five years ago, brothers Luca and Valerio Di Falco opened Mercato Italiano, an Italian market, in the Trinity Plaza unit next door. That’s the same retail strip on the southeast corner of U.S. 41 North and Third Avenue North that also is home to Grouper & Chips, Lavender Cafe & Bistro, Opa Greek Restaurant and Vito’s Famous Cheesesteaks.

“We made the decision to take over the next-door business because it was so close. It was so easy to manage,” said La Pizzeria co-owner Luca Di Falco, a longtime restaurateur on Fifth Avenue South who is general manager of Acqua Bistecca at Saltleaf on Estero Bay. “And, we have passion for pizza. I was always involved in the restaurant business; my brother, too. He’s also actually the chef here, so, we said, ‘Let’s do it.’ It’s going to be a place for good food, good pizza, but mostly making friends and connecting with the community.”

The majority of La Pizzeria’s menu is Neapolitan-style pizza. Diners will find 15 varieties of Pizze Rosse or Pizze Bianche — pizzas made with either red or white sauce — as well as a trio of gourmet pizza specialties and two calzone options.

“We come from Sicily, so we have a different type of pizza there, but since I experience the Neapolitan-style pizza — that is completely different — I fell in love because it’s not heavy, it’s very light and I can eat it all completely myself,” Luca Di Falco said.

Chef Valerio Di Falco’s favorite pizza is the Alessandro, named after his son. The white pizza features pistachio pesto, fior di latte, mushrooms, mortadella, stracciatella cheese and pistachio crumble.

While only Neapolitan-style pies are served at La Pizzeria, Sicilian-style pizza — traditionally cut in thick squares — is available next door at Mercato Italiano, which also serves coffee drinks and gourmet panini.

In addition to pizza, La Pizzeria’s menu selections include appetizers, a couple of pastas and salads. Pasta specialties feature lasagna and eggplant parmigiana, while appetizers include arancino, bruschetta and burrata.

La Pizzeria’s unit at 304 Ninth St. N. has been vacant since Cāk’d vegan and gluten-free dough bar and treat shop closed there last October after operating there for more than three years. The Di Falcos hope to eventually knock out a doorway to internally connect their Italian market and pizzeria businesses.

“We wanted to take out the wall and expand Mercato Italiano, but then we wanted the pizzeria, too,” Luca Di Falco said.

For now, they operate as separate businesses. Mercato Italiano serves breakfast and lunch, while La Pizzeria opens for dinner in the late afternoon and remains open for night owls.

La Pizzeria’s hours are 4 p.m. to 1 a.m. Tuesday through Sunday. The restaurant is closed on Mondays. Happy hours are 4 to 5 p.m. and 10 p.m. to closing with 50% off food.

Disclaimer:

This website publishes news articles that contain copyrighted material whose use has not been specifically authorized by the copyright owner. The non-commercial use of these news articles for the purposes of local news reporting constitutes "Fair Use" of the copyrighted materials as provided for in Section 107 of the US Copyright Law.
Senior Medicare Plans Naples, FL

Service Areas